Assumable homes for sale in Sterling, CO

10 homesFHA & VA loansrates from 2.81% vs 7.40% today

Sterling assumption guide

213 Logan Street, Sterling, CO, 80751 — assumable FHA mortgage at 3.05%

FHA

Active

$275,000$42,005 equity gap

Rate: 3.05%; ~~7.40%~~today
Payment: $1,104/mo; ~~$1,801~~today

4beds
3baths
2,092sqft

213 Logan Street, Sterling

524 4th Avenue, Sterling, CO, 80751 — assumable VA mortgage at 2.81%

Active

$170,000$49,428 equity gap

Rate: 2.81%; ~~7.40%~~today
Payment: $572/mo; ~~$962~~today

3beds
1baths
1,071sqft

524 4th Avenue, Sterling

318 6th Street, Sterling, CO, 80751 — assumable FHA mortgage at 3.03%

FHA

Active

$215,000$71,400 equity gap

Rate: 3.03%; ~~7.40%~~today
Payment: $702/mo; ~~$1,149~~today

3beds
2baths
1,239sqft

318 6th Street, Sterling

1407 Adams Circle, Sterling, CO, 80751 — assumable FHA mortgage at 3.62%

FHA

Active

$230,000$55,555 equity gap

Rate: 3.62%; ~~7.40%~~today
Payment: $917/mo; ~~$1,394~~today

3beds
2baths
2,368sqft

1407 Adams Circle, Sterling

114 Hillside Drive, Sterling, CO, 80751 — assumable VA mortgage at 2.90%

Active

$725,000$494,799 equity gap

Rate: 2.90%; ~~7.40%~~today
Payment: $1,302/mo; ~~$2,033~~today

5beds
3baths
2,850sqft

114 Hillside Drive, Sterling

276 Colorado Place, Sterling, CO, 80751 — assumable FHA mortgage at 3.77%

FHA

Active

$190,000$126,918 equity gap

Rate: 3.77%; ~~7.40%~~today
Payment: $370/mo; ~~$551~~today

3beds
1baths
1,041sqft

276 Colorado Place, Sterling

322 7th Avenue, Sterling, CO, 80751 — assumable FHA mortgage at 4.00%

FHA

Active

$199,000$112,126 equity gap

Rate: 4.00%; ~~7.40%~~today
Payment: $485/mo; ~~$704~~today

3beds
1baths
875sqft

322 7th Avenue, Sterling

301 2nd Street, Sterling, CO, 80751 — assumable VA mortgage at 6.50%

Active

$312,000$6,157 equity gap

Rate: 6.50%; ~~7.40%~~today
Payment: $1,953/mo; ~~$2,139~~today

5beds
2baths
2,177sqft

301 2nd Street, Sterling

817 Nicole Road, Sterling, CO, 80751 — assumable VA mortgage at 6.21%

Active

$410,000$57,115 equity gap

Rate: 6.21%; ~~7.40%~~today
Payment: $2,178/mo; ~~$2,460~~today

3beds
2baths
2,200sqft

817 Nicole Road, Sterling

806 5th Avenue, Sterling, CO, 80751 — assumable FHA mortgage at 7.22%

FHA

Active

$180,000$22,516 equity gap

Rate: 7.22%; ~~7.40%~~today
Payment: $1,095/mo; ~~$1,115~~today

2beds
1baths
1,174sqft

806 5th Avenue, Sterling

Assuming a mortgage in Sterling

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.81%
Lowest existing payment: $370 /mo
Median cash to assume: $56,335