Olivia Zuncic

Olivia Zuncic

(303) 956-6890

Assumable homes for sale in Colorado

200 homesFHA & VA loansrates from 2.25% vs 7.40% today

Colorado assumption guide
19629 93rd Drive #B, Arvada, CO, 80007 — assumable FHA mortgage at 2.75%
FHA
Active
32
$400,000$54,450 equity gap
Rate
2.75%
7.40%today
Payment
$1,572/mo
$2,667today
  • 2beds
  • 3baths
  • 1,245sqft

19629 93rd Drive #B, Arvada

4066 Atchison Way #102, Aurora, CO, 80014 — assumable FHA mortgage at 3.82%
FHA
Active
47
$210,000$39,568 equity gap
Rate
3.82%
7.40%today
Payment
$931/mo
$1,380today
  • 2beds
  • 1baths
  • 1,062sqft

4066 Atchison Way #102, Aurora

117 35th SW Street, Loveland, CO, 80537 — assumable VA mortgage at 2.25%
VA
Active
45
$575,000$255,117 equity gap
Rate
2.25%
7.40%today
Payment
$1,427/mo
$2,585today
  • 4beds
  • 2baths
  • 2,080sqft

117 35th SW Street, Loveland

12304 51st Avenue, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.875%
FHA
Active
38
$565,000$147,456 equity gap
Rate
2.875%
7.40%today
Payment
$1,957/mo
$3,267today
  • 4beds
  • 4baths
  • 2,274sqft

12304 51st Avenue, Wheat Ridge

12546 Cornell Avenue #301, Aurora, CO, 80014 — assumable FHA mortgage at 2.67%
FHATop pick
Active
14
$190,000$6,104 equity gap
Rate
2.67%
7.40%today
Payment
$853/mo
$1,462today
  • 2beds
  • 2baths
  • 1,016sqft

12546 Cornell Avenue #301, Aurora

18910 Archers Drive, Monument, CO, 80132 — assumable VA mortgage at 2.77%
VATop pick
Active
44
$1,210,000$33,337 equity gap
Rate
2.77%
7.40%today
Payment
$5,403/mo
$9,139today
  • 5beds
  • 5baths
  • 5,066sqft

18910 Archers Drive, Monument

811 Nob Hill Trail, Franktown, CO, 80116 — assumable VA mortgage at 2.77%
VATop pick
Active
23
$715,000Potential short sale
Rate
2.77%
7.40%today
Payment
$3,458/mo
$5,850today
  • 5beds
  • 3baths
  • 3,432sqft

811 Nob Hill Trail, Franktown

1661 Idalia Circle #A, Aurora, CO, 80017 — assumable FHA mortgage at 2.77%
FHATop pick
Active
27
$225,000$11,541 equity gap
Rate
2.77%
7.40%today
Payment
$985/mo
$1,666today
  • 2beds
  • 1baths
  • 840sqft

1661 Idalia Circle #A, Aurora

1917 Kingston Street, Aurora, CO, 80010 — assumable VA mortgage at 2.77%
VATop pick
Active
25
$370,000$15,066 equity gap
Rate
2.77%
7.40%today
Payment
$1,637/mo
$2,770today
  • 3beds
  • 1baths
  • 971sqft

1917 Kingston Street, Aurora

1860 Arkansas Avenue, Denver, CO, 80223 — assumable VA mortgage at 2.88%
VATop pick
Active
33
$500,000$25,732 equity gap
Rate
2.88%
7.40%today
Payment
$2,175/mo
$3,628today
  • 3beds
  • 2baths
  • 1,409sqft

1860 Arkansas Avenue, Denver

17820 96th Place, Commerce City, CO, 80022 — assumable FHA mortgage at 2.90%
FHATop pick
Active
34
$375,000$19,604 equity gap
Rate
2.90%
7.40%today
Payment
$1,656/mo
$2,754today
  • 3beds
  • 3baths
  • 1,540sqft

17820 96th Place, Commerce City

15296 66th Drive, Arvada, CO, 80007 — assumable FHA mortgage at 2.90%
FHATop pick
Active
41
$510,000$31,886 equity gap
Rate
2.90%
7.40%today
Payment
$2,227/mo
$3,705today
  • 3beds
  • 3baths
  • 1,798sqft

15296 66th Drive, Arvada

5672 Lowell Boulevard, Littleton, CO, 80123 — assumable FHA mortgage at 2.90%
FHATop pick
Active
16
$348,000$5,863 equity gap
Rate
2.90%
7.40%today
Payment
$1,594/mo
$2,651today
  • 3beds
  • 3baths
  • 1,785sqft

5672 Lowell Boulevard, Littleton

1130 Pennsylvania Street #202, Denver, CO, 80203 — assumable FHA mortgage at 2.96%
FHATop pick
Active
20
$190,000$4,320 equity gap
Rate
2.96%
7.40%today
Payment
$881/mo
$1,454today
  • 1beds
  • 1baths
  • 550sqft

1130 Pennsylvania Street #202, Denver

1295 Zeno Circle #C, Aurora, CO, 80017 — assumable FHA mortgage at 2.96%
FHATop pick
Active
25
$249,900Potential short sale
Rate
2.96%
7.40%today
Payment
$1,240/mo
$2,046today
  • 2beds
  • 3baths
  • 1,240sqft

1295 Zeno Circle #C, Aurora

3433 Hunterwood Drive, Colorado Springs, CO, 80916 — assumable VA mortgage at 2.98%
VATop pick
Active
30
$340,000$17,743 equity gap
Rate
2.98%
7.40%today
Payment
$1,525/mo
$2,511today
  • 4beds
  • 2baths
  • 1,280sqft

3433 Hunterwood Drive, Colorado Springs

4987 Lake Avenue, Centennial, CO, 80121 — assumable FHA mortgage at 2.99%
FHATop pick
Active
48
$925,000Potential short sale
Rate
2.99%
7.40%today
Payment
$4,674/mo
$7,685today
  • 4beds
  • 4baths
  • 3,014sqft

4987 Lake Avenue, Centennial

1912 Greenwood Street, Pueblo, CO, 81003 — assumable FHA mortgage at 3.02%
FHATop pick
Active
33
$335,000$13,954 equity gap
Rate
3.02%
7.40%today
Payment
$1,533/mo
$2,511today
  • 4beds
  • 2baths
  • 2,264sqft

1912 Greenwood Street, Pueblo

17965 107th Place, Commerce City, CO, 80022 — assumable VA mortgage at 3.05%
VATop pick
Active
30
$475,000Potential short sale
Rate
3.05%
7.40%today
Payment
$2,243/mo
$3,660today
  • 2beds
  • 3baths
  • 1,682sqft

17965 107th Place, Commerce City

1881 Dunkirk Street #106, Aurora, CO, 80017 — assumable VA mortgage at 3.07%
VATop pick
Active
21
$290,000$4,045 equity gap
Rate
3.07%
7.40%today
Payment
$1,355/mo
$2,205today
  • 2beds
  • 2baths
  • 824sqft

1881 Dunkirk Street #106, Aurora

6712 Holland Way, Littleton, CO, 80128 — assumable FHA mortgage at 3.07%
FHATop pick
Active
46
$349,500$20,764 equity gap
Rate
3.07%
7.40%today
Payment
$1,554/mo
$2,529today
  • 3beds
  • 2baths
  • 1,486sqft

6712 Holland Way, Littleton

514 Grand Estates Drive #2, Estes Park, CO, 80517 — assumable VA mortgage at 3.07%
VATop pick
Active
29
$369,000$19,523 equity gap
Rate
3.07%
7.40%today
Payment
$1,659/mo
$2,700today
  • 2beds
  • 2baths
  • 1,116sqft

514 Grand Estates Drive #2, Estes Park

6655 Monaco Drive, Brighton, CO, 80602 — assumable FHA mortgage at 3.10%
FHATop pick
Active
26
$399,000$14,400 equity gap
Rate
3.10%
7.40%today
Payment
$1,824/mo
$2,957today
  • 2beds
  • 1baths
  • 875sqft

6655 Monaco Drive, Brighton

2143 Coronado Parkway #C, Denver, CO, 80229 — assumable FHA mortgage at 3.10%
FHATop pick
Active
16
$279,999$6,508 equity gap
Rate
3.10%
7.40%today
Payment
$1,300/mo
$2,108today
  • 2beds
  • 2baths
  • 985sqft

2143 Coronado Parkway #C, Denver

3355 Flower Street #90, Lakewood, CO, 80227 — assumable VA mortgage at 2.77%
VATop pick
Active
39
$230,000$23,811 equity gap
Rate
2.77%
7.40%today
Payment
$971/mo
$1,643today
  • 2beds
  • 1baths
  • 944sqft

3355 Flower Street #90, Lakewood

25283 2nd Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.77%
FHATop pick
Active
38
$550,000$59,851 equity gap
Rate
2.77%
7.40%today
Payment
$2,251/mo
$3,807today
  • 3beds
  • 3baths
  • 2,065sqft

25283 2nd Avenue, Aurora

10958 Avena Road, Peyton, CO, 80831 — assumable VA mortgage at 2.80%
VATop pick
Active
46
$439,000$36,133 equity gap
Rate
2.80%
7.40%today
Payment
$1,865/mo
$3,142today
  • 3beds
  • 3baths
  • 1,838sqft

10958 Avena Road, Peyton

15497 Louisiana Avenue, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
30
$275,000$21,433 equity gap
Rate
2.84%
7.40%today
Payment
$1,176/mo
$1,972today
  • 2beds
  • 2baths
  • 1,064sqft

15497 Louisiana Avenue, Aurora

1876 Pitkin Circle #B, Aurora, CO, 80017 — assumable FHA mortgage at 2.84%
FHATop pick
Active
15
$213,900$13,670 equity gap
Rate
2.84%
7.40%today
Payment
$929/mo
$1,557today
  • 2beds
  • 2baths
  • 981sqft

1876 Pitkin Circle #B, Aurora

2170 Alicia Point #102, Colorado Springs, CO, 80919 — assumable VA mortgage at 2.84%
VATop pick
Active
37
$270,000$21,996 equity gap
Rate
2.84%
7.40%today
Payment
$1,150/mo
$1,928today
  • 1beds
  • 1baths
  • 900sqft

2170 Alicia Point #102, Colorado Springs

1014 Lutheran Way, Colorado Springs, CO, 80915 — assumable FHA mortgage at 2.84%
FHATop pick
Active
19
$214,900$18,412 equity gap
Rate
2.84%
7.40%today
Payment
$933/mo
$1,564today
  • 2beds
  • 2baths
  • 1,024sqft

1014 Lutheran Way, Colorado Springs

21843 8th Avenue, Aurora, CO, 80018 — assumable FHA mortgage at 2.875%
FHATop pick
Active
31
$414,950$38,970 equity gap
Rate
2.875%
7.40%today
Payment
$1,743/mo
$2,908today
  • 3beds
  • 3baths
  • 1,424sqft

21843 8th Avenue, Aurora

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$41,591 equity gap
Rate
2.88%
7.40%today
Payment
$2,404/mo
$4,009today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

5751 Ithaca Place #4, Denver, CO, 80237 — assumable VA mortgage at 2.90%
VATop pick
Active
41
$369,900$31,809 equity gap
Rate
2.90%
7.40%today
Payment
$1,575/mo
$2,620today
  • 2beds
  • 2baths
  • 1,845sqft

5751 Ithaca Place #4, Denver

3003 Bella Cima Drive, Colorado Springs, CO, 80918 — assumable VA mortgage at 2.90%
VATop pick
Active
44
$800,000$82,040 equity gap
Rate
2.90%
7.40%today
Payment
$3,330/mo
$5,539today
  • 6beds
  • 5baths
  • 4,131sqft

3003 Bella Cima Drive, Colorado Springs

512 Tumbleweed Drive, Brighton, CO, 80601 — assumable FHA mortgage at 2.95%
FHATop pick
Active
50
$512,000$44,707 equity gap
Rate
2.95%
7.40%today
Payment
$2,209/mo
$3,651today
  • 3beds
  • 2baths
  • 1,984sqft

512 Tumbleweed Drive, Brighton

Assuming a mortgage in Colorado

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 4 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.25%
Lowest existing payment
$657 /mo
Median cash to assume
$51,962
Olivia Zuncic

Olivia Zuncic

Realtor License: FA100079499

Berkshire Hathaway HomeServices Colorado Real Estate

olivia@goackergroup.com+13039566890Berkshire Hathaway HomeServices Colorado Real Estate logo
Equal Housing Opportunity

Berkshire Hathaway HomeServices Colorado Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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