Olivia Zuncic

Olivia Zuncic

(303) 956-6890

Assumable homes for sale in Johnstown, CO

117 homesFHA & VA loansrates from 2.65% vs 7.40% today

Johnstown assumption guide
4355 24th Street Road #1704, Greeley, CO, 80634 — assumable VA mortgage at 3.05%
VATop pick
Active
20
$345,000$27,612 equity gap
Rate
3.05%
7.40%today
Payment
$1,503/mo
$2,453today
  • 3beds
  • 3baths
  • 2,196sqft

4355 24th Street Road #1704, Greeley

2504 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.90%
FHA
Active
36
$425,000$60,931 equity gap
Rate
2.90%
7.40%today
Payment
$1,696/mo
$2,821today
  • 3beds
  • 3baths
  • 1,447sqft

2504 Carriage Drive, Milliken

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$70,877 equity gap
Rate
2.96%
7.40%today
Payment
$1,553/mo
$2,563today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

3855 Arrowwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.98%
FHA
Active
16
$460,000$71,726 equity gap
Rate
2.98%
7.40%today
Payment
$1,821/mo
$2,998today
  • 3beds
  • 3baths
  • 1,884sqft

3855 Arrowwood Lane, Johnstown

218 Cowbell Drive, Berthoud, CO, 80513 — assumable FHA mortgage at 3.07%
FHA
Active
19
$529,000$69,067 equity gap
Rate
3.07%
7.40%today
Payment
$2,174/mo
$3,538today
  • 4beds
  • 3baths
  • 1,826sqft

218 Cowbell Drive, Berthoud

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.40%today
Payment
$2,030/mo
$3,304today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$49,733 equity gap
Rate
3.45%
7.40%today
Payment
$2,136/mo
$3,314today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$49,733 equity gap
Rate
3.45%
7.40%today
Payment
$2,136/mo
$3,314today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

2122 Redhead Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 2.81%
FHA
Active
31
$450,000$103,530 equity gap
Rate
2.81%
7.40%today
Payment
$1,624/mo
$2,733today
  • 3beds
  • 3baths
  • 1,414sqft

2122 Redhead Drive, Johnstown

5021 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 2.83%
FHA
Active
35
$510,000$151,714 equity gap
Rate
2.83%
7.40%today
Payment
$1,699/mo
$2,852today
  • 5beds
  • 2baths
  • 2,818sqft

5021 22nd Street, Greeley

16733 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.87%
FHA
Active
24
$475,000$134,367 equity gap
Rate
2.87%
7.40%today
Payment
$1,589/mo
$2,653today
  • 3beds
  • 3baths
  • 1,982sqft

16733 Beaumont Boulevard, Mead

603 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.87%
FHA
Active
40
$365,000$79,575 equity gap
Rate
2.87%
7.40%today
Payment
$1,331/mo
$2,223today
  • 3beds
  • 2baths
  • 1,370sqft

603 Carriage Drive, Milliken

2138 Blue Duck Drive, Loveland, CO, 80537 — assumable FHA mortgage at 2.87%
FHA
Active
17
$530,000$118,826 equity gap
Rate
2.87%
7.40%today
Payment
$1,913/mo
$3,195today
  • 5beds
  • 4baths
  • 2,480sqft

2138 Blue Duck Drive, Loveland

2306 72nd Ave Ct, Greeley, CO, 80634 — assumable VA mortgage at 2.88%
VA
Active
38
$450,000$107,897 equity gap
Rate
2.88%
7.40%today
Payment
$1,590/mo
$2,652today
  • 4beds
  • 4baths
  • 2,410sqft

2306 72nd Ave Ct, Greeley

2956 Cub Lake Drive, Loveland, CO, 80538 — assumable VA mortgage at 3.00%
VA
Active
34
$492,000$136,645 equity gap
Rate
3.00%
7.40%today
Payment
$1,745/mo
$2,832today
  • 3beds
  • 2baths
  • 1,535sqft

2956 Cub Lake Drive, Loveland

451 Heritage Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.05%
FHA
Active
34
$450,500$121,462 equity gap
Rate
3.05%
7.40%today
Payment
$1,559/mo
$2,543today
  • 3beds
  • 3baths
  • 1,622sqft

451 Heritage Lane, Johnstown

4326 22nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
21
$445,000$123,092 equity gap
Rate
3.06%
7.40%today
Payment
$1,543/mo
$2,515today
  • 3beds
  • 2baths
  • 1,879sqft

4326 22nd Street, Greeley

5606 32nd Street, Greeley, CO, 80634 — assumable FHA mortgage at 3.09%
FHA
Active
46
$520,000$151,689 equity gap
Rate
3.09%
7.40%today
Payment
$1,780/mo
$2,889today
  • 5beds
  • 3baths
  • 2,860sqft

5606 32nd Street, Greeley

2402 49th Ave Ct #40, Greeley, CO, 80634 — assumable FHA mortgage at 3.11%
FHA
Active
47
$380,000$89,154 equity gap
Rate
3.11%
7.40%today
Payment
$1,378/mo
$2,231today
  • 3beds
  • 3baths
  • 1,674sqft

2402 49th Ave Ct #40, Greeley

3579 Barkwood Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
27
$375,000Potential short sale
Rate
4.17%
7.40%today
Payment
$2,000/mo
$2,842today
  • 2beds
  • 3baths
  • 1,448sqft

3579 Barkwood Drive, Johnstown

896 Prairie Drive, Milliken, CO, 80543 — assumable FHA mortgage at 3.76%
FHA
Active
37
$520,000$70,207 equity gap
Rate
3.76%
7.40%today
Payment
$2,279/mo
$3,403today
  • 4beds
  • 4baths
  • 2,369sqft

896 Prairie Drive, Milliken

605 61st Avenue, Greeley, CO, 80634 — assumable VA mortgage at 3.89%
VA
Active
20
$529,000$83,374 equity gap
Rate
3.89%
7.40%today
Payment
$2,290/mo
$3,365today
  • 5beds
  • 3baths
  • 2,728sqft

605 61st Avenue, Greeley

1001 43rd Avenue #40, Greeley, CO, 80634 — assumable VA mortgage at 2.71%
VA
Active
34
$399,000$122,288 equity gap
Rate
2.71%
7.40%today
Payment
$1,292/mo
$2,203today
  • 3beds
  • 3baths
  • 2,501sqft

1001 43rd Avenue #40, Greeley

16746 Beaumont Boulevard, Mead, CO, 80542 — assumable FHA mortgage at 2.74%
FHA
Active
46
$539,900$201,080 equity gap
Rate
2.74%
7.40%today
Payment
$1,580/mo
$2,683today
  • 4beds
  • 3baths
  • 2,267sqft

16746 Beaumont Boulevard, Mead

22544 Highway 60, Milliken, CO, 80543 — assumable VA mortgage at 2.80%
VA
Active
48
$525,000$186,447 equity gap
Rate
2.80%
7.40%today
Payment
$1,567/mo
$2,640today
  • 4beds
  • 2baths
  • 1,768sqft

22544 Highway 60, Milliken

331 Heidie Lane, Milliken, CO, 80543 — assumable VA mortgage at 2.81%
VA
Active
44
$635,000$210,282 equity gap
Rate
2.81%
7.40%today
Payment
$1,995/mo
$3,358today
  • 4beds
  • 3baths
  • 2,368sqft

331 Heidie Lane, Milliken

2886 43rd Avenue, Greeley, CO, 80634 — assumable FHA mortgage at 2.94%
FHA
Active
28
$515,000$190,362 equity gap
Rate
2.94%
7.40%today
Payment
$1,565/mo
$2,590today
  • 6beds
  • 3baths
  • 2,490sqft

2886 43rd Avenue, Greeley

4310 30th St Pl, Greeley, CO, 80634 — assumable FHA mortgage at 3.02%
FHA
Active
29
$490,000$170,678 equity gap
Rate
3.02%
7.40%today
Payment
$1,556/mo
$2,549today
  • 4beds
  • 3baths
  • 2,300sqft

4310 30th St Pl, Greeley

705 61st Ave Ct, Greeley, CO, 80634 — assumable FHA mortgage at 3.06%
FHA
Active
35
$557,500$180,228 equity gap
Rate
3.06%
7.40%today
Payment
$1,813/mo
$2,955today
  • 4beds
  • 3baths
  • 2,687sqft

705 61st Ave Ct, Greeley

3618 Teakwood Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.09%
FHA
Active
43
$485,000$181,591 equity gap
Rate
3.09%
7.40%today
Payment
$1,466/mo
$2,380today
  • 3beds
  • 3baths
  • 1,677sqft

3618 Teakwood Lane, Johnstown

104 Kathleen Avenue, Milliken, CO, 80543 — assumable VA mortgage at 4.17%
VA
Active
24
$365,000$65,840 equity gap
Rate
4.17%
7.40%today
Payment
$1,584/mo
$2,250today
  • 3beds
  • 2baths
  • 1,550sqft

104 Kathleen Avenue, Milliken

3741 Barnard Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 4.17%
FHA
Active
46
$550,000$110,877 equity gap
Rate
4.17%
7.40%today
Payment
$2,320/mo
$3,297today
  • 4beds
  • 3baths
  • 2,131sqft

3741 Barnard Lane, Johnstown

230 Saxony Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.76%
FHA
Active
31
$570,000$120,207 equity gap
Rate
3.76%
7.40%today
Payment
$2,279/mo
$3,403today
  • 3beds
  • 3baths
  • 1,961sqft

230 Saxony Road, Johnstown

4116 14th Street, Loveland, CO, 80537 — assumable VA mortgage at 2.65%
VA
Active
50
$1,400,000$1,008,164 equity gap
Rate
2.65%
7.40%today
Payment
$1,813/mo
$3,116today
  • 4beds
  • 3baths
  • 3,731sqft

4116 14th Street, Loveland

4507 14th Street, Greeley, CO, 80634 — assumable FHA mortgage at 2.87%
FHA
Active
50
$769,000$546,590 equity gap
Rate
2.87%
7.40%today
Payment
$1,037/mo
$1,732today
  • 5beds
  • 3baths
  • 3,936sqft

4507 14th Street, Greeley

3125 Argyll Lane, Johnstown, CO, 80534 — assumable VA mortgage at 2.88%
VA
Active
50
$765,000$369,135 equity gap
Rate
2.88%
7.40%today
Payment
$1,887/mo
$3,148today
  • 5beds
  • 4baths
  • 3,911sqft

3125 Argyll Lane, Johnstown

Assuming a mortgage in Johnstown

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$629 /mo
Median cash to assume
$90,628
Olivia Zuncic

Olivia Zuncic

Realtor License: FA100079499

Berkshire Hathaway HomeServices Colorado Real Estate

olivia@goackergroup.com+13039566890Berkshire Hathaway HomeServices Colorado Real Estate logo
Equal Housing Opportunity

Berkshire Hathaway HomeServices Colorado Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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