Olivia Zuncic

Olivia Zuncic

(303) 956-6890

Assumable homes for sale in Gilcrest, CO

55 homesFHA & VA loansrates from 2.80% vs 7.40% today

Gilcrest assumption guide
2504 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.90%
FHA
Active
36
$425,000$60,931 equity gap
Rate
2.90%
7.40%today
Payment
$1,696/mo
$2,821today
  • 3beds
  • 3baths
  • 1,447sqft

2504 Carriage Drive, Milliken

45 Sebring Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 2.96%
FHA
Active
33
$399,000$70,877 equity gap
Rate
2.96%
7.40%today
Payment
$1,553/mo
$2,563today
  • 3beds
  • 4baths
  • 2,406sqft

45 Sebring Lane, Johnstown

225 Swallow Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.07%
FHA
Active
47
$499,000$69,531 equity gap
Rate
3.07%
7.40%today
Payment
$2,030/mo
$3,304today
  • 5beds
  • 3baths
  • 2,716sqft

225 Swallow Road, Johnstown

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$49,733 equity gap
Rate
3.45%
7.40%today
Payment
$2,136/mo
$3,314today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

244 Ptarmigan Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.45%
VA
Active
37
$485,000$49,733 equity gap
Rate
3.45%
7.40%today
Payment
$2,136/mo
$3,314today
  • 4beds
  • 3baths
  • 2,170sqft

244 Ptarmigan Lane, Johnstown

2122 Redhead Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 2.81%
FHA
Active
31
$450,000$103,530 equity gap
Rate
2.81%
7.40%today
Payment
$1,624/mo
$2,733today
  • 3beds
  • 3baths
  • 1,414sqft

2122 Redhead Drive, Johnstown

603 Carriage Drive, Milliken, CO, 80543 — assumable FHA mortgage at 2.87%
FHA
Active
40
$365,000$79,575 equity gap
Rate
2.87%
7.40%today
Payment
$1,331/mo
$2,223today
  • 3beds
  • 2baths
  • 1,370sqft

603 Carriage Drive, Milliken

929 Independent Avenue, La Salle, CO, 80645 — assumable FHA mortgage at 2.98%
FHA
Active
27
$519,000$156,854 equity gap
Rate
2.98%
7.40%today
Payment
$1,714/mo
$2,821today
  • 4beds
  • 3baths
  • 2,034sqft

929 Independent Avenue, La Salle

451 Heritage Lane, Johnstown, CO, 80534 — assumable FHA mortgage at 3.05%
FHA
Active
34
$450,500$121,462 equity gap
Rate
3.05%
7.40%today
Payment
$1,559/mo
$2,543today
  • 3beds
  • 3baths
  • 1,622sqft

451 Heritage Lane, Johnstown

2433 Shooting Star Way, Evans, CO, 80620 — assumable VA mortgage at 3.06%
VA
Active
40
$414,900$88,578 equity gap
Rate
3.06%
7.40%today
Payment
$1,565/mo
$2,550today
  • 3beds
  • 2baths
  • 1,394sqft

2433 Shooting Star Way, Evans

100 5th Street, La Salle, CO, 80645 — assumable FHA mortgage at 3.92%
FHA
Active
35
$369,000$30,721 equity gap
Rate
3.92%
7.40%today
Payment
$1,750/mo
$2,563today
  • 4beds
  • 2baths
  • 2,378sqft

100 5th Street, La Salle

896 Prairie Drive, Milliken, CO, 80543 — assumable FHA mortgage at 3.76%
FHA
Active
37
$520,000$70,207 equity gap
Rate
3.76%
7.40%today
Payment
$2,279/mo
$3,403today
  • 4beds
  • 4baths
  • 2,369sqft

896 Prairie Drive, Milliken

22544 Highway 60, Milliken, CO, 80543 — assumable VA mortgage at 2.80%
VA
Active
48
$525,000$186,447 equity gap
Rate
2.80%
7.40%today
Payment
$1,567/mo
$2,640today
  • 4beds
  • 2baths
  • 1,768sqft

22544 Highway 60, Milliken

331 Heidie Lane, Milliken, CO, 80543 — assumable VA mortgage at 2.81%
VA
Active
44
$635,000$210,282 equity gap
Rate
2.81%
7.40%today
Payment
$1,995/mo
$3,358today
  • 4beds
  • 3baths
  • 2,368sqft

331 Heidie Lane, Milliken

2421 Shooting Star Way, Evans, CO, 80620 — assumable VA mortgage at 2.94%
VA
Active
36
$430,000$144,310 equity gap
Rate
2.94%
7.40%today
Payment
$1,381/mo
$2,285today
  • 3beds
  • 3baths
  • 1,387sqft

2421 Shooting Star Way, Evans

3809 Central Street, Evans, CO, 80620 — assumable FHA mortgage at 3.01%
FHA
Active
41
$329,000$111,092 equity gap
Rate
3.01%
7.40%today
Payment
$1,061/mo
$1,740today
  • 3beds
  • 1baths
  • 720sqft

3809 Central Street, Evans

104 Kathleen Avenue, Milliken, CO, 80543 — assumable VA mortgage at 4.17%
VA
Active
24
$365,000$65,840 equity gap
Rate
4.17%
7.40%today
Payment
$1,584/mo
$2,250today
  • 3beds
  • 2baths
  • 1,550sqft

104 Kathleen Avenue, Milliken

230 Saxony Road, Johnstown, CO, 80534 — assumable FHA mortgage at 3.76%
FHA
Active
31
$570,000$120,207 equity gap
Rate
3.76%
7.40%today
Payment
$2,279/mo
$3,403today
  • 3beds
  • 3baths
  • 1,961sqft

230 Saxony Road, Johnstown

4409 Mesa Verde Drive, Greeley, CO, 80634 — assumable FHA mortgage at 2.94%
FHA
Active
12
$430,000$186,379 equity gap
Rate
2.94%
7.40%today
Payment
$1,153/mo
$1,908today
  • 4beds
  • 2baths
  • 1,055sqft

4409 Mesa Verde Drive, Greeley

180 Darlington Lane, Johnstown, CO, 80534 — assumable VA mortgage at 3.03%
VA
Active
48
$500,000$216,786 equity gap
Rate
3.03%
7.40%today
Payment
$1,382/mo
$2,261today
  • 3beds
  • 4baths
  • 3,386sqft

180 Darlington Lane, Johnstown

904 Vine Street, Gilcrest, CO, 80623 — assumable FHA mortgage at 4.99%
FHA
Active
27
$409,000$65,588 equity gap
Rate
4.99%
7.40%today
Payment
$1,964/mo
$2,536today
  • 5beds
  • 3baths
  • 2,390sqft

904 Vine Street, Gilcrest

2441 Shooting Star Way, Evans, CO, 80620 — assumable FHA mortgage at 3.76%
FHA
Active
41
$395,000$325,540 equity gap
Rate
3.76%
7.40%today
Payment
$351/mo
$524today
  • 3beds
  • 2baths
  • 1,400sqft

2441 Shooting Star Way, Evans

928 Depot Drive, Milliken, CO, 80543 — assumable FHA mortgage at 4.07%
FHA
Active
34
$490,000$179,129 equity gap
Rate
4.07%
7.40%today
Payment
$1,740/mo
$2,503today
  • 5beds
  • 4baths
  • 2,310sqft

928 Depot Drive, Milliken

761 Muturu Road, Johnstown, CO, 80534 — assumable VA mortgage at 5.62%
VA
Active
34
$440,000Potential short sale
Rate
5.62%
7.40%today
Payment
$2,675/mo
$3,220today
  • 3beds
  • 2baths
  • 1,755sqft

761 Muturu Road, Johnstown

705 Country Acres Drive, Johnstown, CO, 80534 — assumable FHA mortgage at 5.22%
FHA
Active
31
$470,000$77,152 equity gap
Rate
5.22%
7.40%today
Payment
$2,297/mo
$2,889today
  • 5beds
  • 3baths
  • 2,231sqft

705 Country Acres Drive, Johnstown

1510 Sunfield Drive, Milliken, CO, 80543 — assumable FHA mortgage at 5.37%
FHA
Active
31
$530,000$100,411 equity gap
Rate
5.37%
7.40%today
Payment
$2,418/mo
$2,991today
  • 3beds
  • 2baths
  • 1,495sqft

1510 Sunfield Drive, Milliken

740 Ayrshire Road, Johnstown, CO, 80534 — assumable FHA mortgage at 6.48%
FHA
Active
50
$424,000Potential short sale
Rate
6.48%
7.40%today
Payment
$2,750/mo
$3,018today
  • 3beds
  • 3baths
  • 1,418sqft

740 Ayrshire Road, Johnstown

2710 Wren Drive, Johnstown, CO, 80534 — assumable VA mortgage at 6.82%
VA
Active
16
$465,000Potential short sale
Rate
6.82%
7.40%today
Payment
$3,324/mo
$3,524today
  • 4beds
  • 3baths
  • 2,481sqft

2710 Wren Drive, Johnstown

636 Ursula Avenue, Milliken, CO, 80543 — assumable FHA mortgage at 6.94%
FHA
Active
36
$405,000Potential short sale
Rate
6.94%
7.40%today
Payment
$2,721/mo
$2,849today
  • 3beds
  • 3baths
  • 1,296sqft

636 Ursula Avenue, Milliken

3724 Burlington Avenue, Evans, CO, 80620 — assumable FHA mortgage at 7.18%
FHA
Active
23
$315,000Potential short sale
Rate
7.18%
7.40%today
Payment
$2,262/mo
$2,311today
  • 5beds
  • 2baths
  • 1,273sqft

3724 Burlington Avenue, Evans

3920 Harbor Lane, Evans, CO, 80620 — assumable FHA mortgage at 5.55%
FHA
Active
30
$455,000$74,745 equity gap
Rate
5.55%
7.40%today
Payment
$2,298/mo
$2,787today
  • 3beds
  • 2baths
  • 1,892sqft

3920 Harbor Lane, Evans

458 Condor Way, Johnstown, CO, 80534 — assumable FHA mortgage at 6.08%
FHA
Active
15
$410,000$32,243 equity gap
Rate
6.08%
7.40%today
Payment
$2,338/mo
$2,676today
  • 3beds
  • 3baths
  • 1,440sqft

458 Condor Way, Johnstown

714 School House Drive, Milliken, CO, 80543 — assumable FHA mortgage at 6.12%
FHA
Active
36
$450,000$32,391 equity gap
Rate
6.12%
7.40%today
Payment
$2,653/mo
$3,025today
  • 3beds
  • 3baths
  • 1,518sqft

714 School House Drive, Milliken

2105 Kiersi Court, Johnstown, CO, 80534 — assumable FHA mortgage at 6.43%
FHA
Active
46
$449,000$24,165 equity gap
Rate
6.43%
7.40%today
Payment
$2,772/mo
$3,059today
  • 3beds
  • 4baths
  • 2,252sqft

2105 Kiersi Court, Johnstown

3709 Salida Court, Evans, CO, 80620 — assumable FHA mortgage at 6.64%
FHA
Active
50
$289,900$27,331 equity gap
Rate
6.64%
7.40%today
Payment
$1,732/mo
$1,870today
  • 3beds
  • 2baths
  • 1,190sqft

3709 Salida Court, Evans

3720 Kenai Street, Evans, CO, 80620 — assumable FHA mortgage at 6.64%
FHA
Active
26
$484,900$24,903 equity gap
Rate
6.64%
7.40%today
Payment
$2,991/mo
$3,229today
  • 3beds
  • 3baths
  • 2,034sqft

3720 Kenai Street, Evans

Assuming a mortgage in Gilcrest

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$351 /mo
Median cash to assume
$78,363
Olivia Zuncic

Olivia Zuncic

Realtor License: FA100079499

Berkshire Hathaway HomeServices Colorado Real Estate

olivia@goackergroup.com+13039566890Berkshire Hathaway HomeServices Colorado Real Estate logo
Equal Housing Opportunity

Berkshire Hathaway HomeServices Colorado Real Estate is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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